Housing Affordability

This measure relates to:
Te OrangaMaurioraWaioraToioraTe Mana Whakahaere
"“Housing is in short supply for some whänau due to cost.”"  [City Health Profile participant]

Access to safe and healthy accommodation is one of the most basic human needs.  Where warm, dry,  housing is unavailable or unaffordable, people are more likely to experience poor health.  Home ownership can also contribute to positive economic and social outcomes for individuals and communities. Home ownership serves as an investment vehicle, with anticipated growth of equity over time, and high home ownership rates are associated with better neighbourhood connections.

In 2006, 54.7% of Christchurch dwellings were owned by the usual residents, slightly higher than the national average of 51.2%.  The number of households able to afford a house at lower quartile house prices declined between 1991 and 2001.

Housing is considered affordable when no more than 30% of gross household income is spent on housing costs (including rent, mortgage, rates and building insurance).  Lower income households are more likely to be living in rental accommodation, and in the year ending June 2010, one third of renting households were in accommodation defined as unaffordable.  Rented accommodation is also less likely to meet current standards for insulation or weather-tightness, and lower-income households struggle to heat these dwellings effectively, leading to dampness and mould which can trigger or exacerbate respiratory conditions, especially asthma.

Māori and Pacific families are disproportionately affected, and as a consequence are most likely to live in inadequate, overcrowded, and unhealthy housing.

Read the full issue summary on affordable housing [PDF] - updated April 2013.

"“Address backlog of people without homes by building more state housing.”"  [City Health Profile participant]